/* ============================================================
   Shorecrest Capital - Homepage
   Stripe-inspired layout, Shorecrest brand colors, light mode
   ============================================================ */

:root {
  /* Shorecrest palette */
  --midnight: #0B1D2E;
  --navy: #132D46;
  --deep-sea: #1A3A5C;
  --slate: #3D5A73;
  --pewter: #7A8E9E;
  --mist: #B8C7D4;
  --pearl: #E8EDF2;
  --ivory: #F5F7F9;
  --white: #FFFFFF;
  --gold: #C4A265;
  --gold-light: #D4B87A;
  --gold-dark: #A8874E;
  --copper: #B87333;
  --sand: #E6D5B8;
  --ocean: #2E6B8A;
  --foam: #4A9BB5;

  --bg: #FFFFFF;
  --bg-alt: var(--white);
  --fg: var(--midnight);
  --fg-muted: var(--slate);
  --fg-subtle: var(--pewter);
  --border: rgba(11, 29, 46, 0.08);
  --border-strong: rgba(11, 29, 46, 0.14);

  --container: 1080px;
  --container-wide: 1200px;
  --gutter: 24px;

  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 22px;

  --font-sans: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-display: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: ui-monospace, 'SF Mono', Menlo, Consolas, monospace;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font-sans);
  background: var(--bg);
  color: var(--fg);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  font-size: 16px;
  line-height: 1.5;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }

/* ============================================================
   HEADER / NAV
   ============================================================ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #FFFFFF;
  border-bottom: 1px solid var(--border);
  transition: border-color 0.2s ease, background 0.2s ease;
}
.site-header.scrolled {
  border-bottom-color: var(--border-strong);
  background: #FFFFFF;
}
.nav {
  max-width: var(--container-wide);
  margin: 0 auto;
  padding: 18px var(--gutter);
  display: flex;
  align-items: center;
  gap: 36px;
}
.brand-mark {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-right: 8px;
}
.brand-mark .crest {
  width: 26px; height: 26px;
  flex-shrink: 0;
}
.brand-mark .lockup {
  display: flex;
  flex-direction: column;
  line-height: 1;
}
.brand-mark .name {
  font-family: 'Cormorant Garamond', serif;
  font-size: 19px;
  font-weight: 500;
  letter-spacing: 2.5px;
  color: var(--midnight);
}
.brand-mark .sub {
  font-size: 8px;
  font-weight: 600;
  letter-spacing: 4px;
  color: var(--gold-dark);
  margin-top: 2px;
}
.nav-links {
  display: flex;
  align-items: center;
  gap: 28px;
  flex: 1;
}
.nav-link {
  font-size: 14.5px;
  font-weight: 500;
  color: var(--midnight);
  letter-spacing: -0.01em;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  transition: color 0.15s ease;
}
.nav-link:hover { color: var(--gold-dark); }
.nav-link svg { width: 10px; height: 10px; opacity: 0.6; }
.nav-cta-group {
  display: flex;
  gap: 10px;
  align-items: center;
}
.btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 14px;
  border-radius: 6px;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: -0.01em;
  text-decoration: none;
  white-space: nowrap;
  border: 1px solid transparent;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease;
}
.btn svg { width: 12px; height: 12px; transition: transform 0.18s ease; }
.btn:hover svg { transform: translateX(2px); }
.btn-ghost {
  background: var(--white);
  color: var(--midnight);
  border-color: rgba(11,29,46,0.18);
}
.btn-ghost:hover { background: rgba(11,29,46,0.04); border-color: rgba(11,29,46,0.35); }
.btn-primary {
  background: var(--midnight);
  color: var(--white);
  border-color: var(--midnight);
}
.btn-primary:hover { background: var(--navy); border-color: var(--navy); }
.btn-gold {
  background: var(--midnight);
  color: var(--white);
  font-weight: 600;
  border-color: var(--midnight);
}
.btn-gold:hover { background: var(--navy); border-color: var(--navy); }
.btn-large { padding: 10px 18px; font-size: 14.5px; }

/* ============================================================
   HERO with animated ribbon
   ============================================================ */
.hero {
  position: relative;
  overflow: hidden;
  min-height: 72vh;
  max-height: 720px;
  background: #FFFFFF;
  border-bottom: 1px solid var(--border);
  display: flex;
  align-items: stretch;
}
.hero > .hero-canvas { /* ribbon stays absolute */ }
.hero-inner-wrap {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: var(--container-wide);
  margin: 0 auto;
  border-left: 1px solid var(--border);
  border-right: 1px solid var(--border);
  display: flex;
  align-items: center;
}
.hero-inner {
  width: 100%;
  padding: 0 70px;
}
/* Mobile: tighten hero side padding so the title hugs the left edge
   instead of feeling centered. Desktop layout is unchanged above 980px. */
@media (max-width: 980px) {
  .hero-inner { padding: 0 24px; }
  .hero-title,
  .hero-sub { max-width: 100%; }
}
.hero-canvas {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
}
.hero-canvas iframe {
  position: absolute;
  top: 0;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: 100%;
  max-width: var(--container-wide);
  height: 100%;
  border: 0;
  pointer-events: none;
}
.hero-canvas canvas {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}
/* No CSS overlay - the canvas itself paints a soft white overlay over the text region */
.hero-canvas::after { content: none; }
/* removed old hero-inner padding rule */
.hero-eyebrow {
  display: inline-flex;
  align-items: baseline;
  gap: 8px;
  font-size: 12px;
  font-weight: 600;
  color: #000000;
  margin-bottom: 12px;
  letter-spacing: 0;
}
.hero-eyebrow .ticker {
  font-family: var(--font-mono);
  font-size: 12px;
  font-weight: 400;
  color: var(--slate);
  font-variant-numeric: tabular-nums;
}
@keyframes pulse {
  0%, 100% { opacity: 0.4; transform: scale(1); }
  50% { opacity: 1; transform: scale(1.3); }
}

.hero-title,
.hero-sub {
  font-family: var(--font-display);
  font-size: clamp(28px, 2.9vw, 38px);
  font-weight: 700;
  line-height: 1.18;
  letter-spacing: -0.02em;
  color: #000000;
  max-width: 90%;
  margin: 0;
}
.hero-title .accent {
  color: var(--ocean);
  font-weight: 700;
}
.hero-sub {
  font-weight: 700;
  color: #000000;
  margin-top: 0;
}
.hero-cta {
  display: flex;
  gap: 10px;
  margin-top: 56px;
  flex-wrap: wrap;
}

/* ============================================================
   STATS MARQUEE (scrolling under hero, like Stripe logo strip)
   ============================================================ */
.trust-strip {
  border-bottom: 1px solid var(--border);
  background: #FFFFFF;
  position: relative;
  z-index: 3;
  overflow: hidden;
}
.trust-strip-inner {
  max-width: var(--container-wide);
  margin: 0 auto;
  border-left: 1px solid var(--border);
  border-right: 1px solid var(--border);
  overflow: hidden;
}
.marquee {
  display: flex;
  width: 100%;
  overflow: hidden;
  padding: 28px 0;
  -webkit-mask-image: linear-gradient(90deg, transparent 0, #000 6%, #000 94%, transparent 100%);
          mask-image: linear-gradient(90deg, transparent 0, #000 6%, #000 94%, transparent 100%);
}
.marquee-track {
  display: flex;
  flex-shrink: 0;
  gap: 80px;
  padding-right: 80px;
  animation: marquee-scroll 38s linear infinite;
  white-space: nowrap;
}
@keyframes marquee-scroll {
  from { transform: translateX(0); }
  to   { transform: translateX(-100%); }
}
.marquee-item {
  display: inline-flex;
  align-items: baseline;
  gap: 12px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  color: #000000;
  letter-spacing: -0.02em;
}
.marquee-item .num {
  font-variant-numeric: tabular-nums;
  color: #000000;
}
.marquee-item .lbl {
  font-size: 14px;
  font-weight: 600;
  color: var(--slate);
  letter-spacing: 0;
}
.marquee-item .sep {
  display: inline-block;
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--gold);
  margin: 0 4px;
}

/* ============================================================
   SECTION SCAFFOLD
   ============================================================ */
/* ============================================================
   GLOBAL VERTICAL RAILS - connect side borders across every section
   Every section's centered inner container gets left/right borders;
   every section gets a bottom divider so horizontal lines connect too.
   ============================================================ */
.hero-inner-wrap,
.trust-strip-inner,
.section .section-inner,
.stats .stats-inner,
.cayman .cayman-inner,
.insights .insights-inner,
.contact .contact-inner,
.disclaimer .disclaimer-inner,
.site-footer .footer-inner {
  border-left: 1px solid var(--border);
  border-right: 1px solid var(--border);
}
.section,
.stats,
.cayman,
.insights,
.contact,
.disclaimer {
  border-bottom: 1px solid var(--border);
}
/* Inner containers need horizontal padding so content doesn't kiss the rails */
.section .section-inner,
.stats .stats-inner,
.cayman .cayman-inner,
.insights .insights-inner,
.contact .contact-inner,
.disclaimer .disclaimer-inner,
.site-footer .footer-inner {
  padding-left: 24px;
  padding-right: 24px;
  box-sizing: border-box;
}
/* Section wrappers themselves should not double-pad horizontally */
.section, .stats, .cayman, .insights, .contact, .disclaimer, .site-footer {
  padding-left: 0;
  padding-right: 0;
}

.section {
  padding: 0;
  position: relative;
}
.section-inner {
  max-width: var(--container-wide);
  margin: 0 auto;
  padding-top: 28px;
  padding-bottom: 28px;
}
.section-eyebrow {
  font-size: 13px;
  font-weight: 600;
  color: var(--gold-dark);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 18px;
}
.section-title {
  font-family: var(--font-display);
  font-size: clamp(32px, 4vw, 46px);
  font-weight: 600;
  line-height: 1.08;
  letter-spacing: -0.03em;
  color: var(--midnight);
  max-width: 760px;
}
.section-title .muted {
  color: var(--slate);
  font-weight: 600;
}
.section-sub {
  font-size: 18px;
  line-height: 1.55;
  color: var(--slate);
  width: 90%;
  max-width: none;
  margin-top: 18px;
  letter-spacing: -0.005em;
}

/* ============================================================
   APPROACH CARDS - Stripe pastel-wash style
   White base, soft corner gradient bleeds, floating hero element
   ============================================================ */
.approach-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  grid-auto-rows: 460px;
  grid-template-rows: 560px;
  gap: 20px;
  margin-top: 72px;
}
.a-wide   { grid-column: span 2; }
.a-narrow { grid-column: span 1; }
.a-equal  { grid-column: span 1; }
.a-full   { grid-column: span 3; grid-row: auto / span 1; }
.a-full .approach-visual,
.a-wide .approach-visual { min-height: 320px; }
.approach-card {
  position: relative;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 26px 26px 28px;
  display: flex;
  flex-direction: column;
  min-height: 0;
  height: 100%;
  overflow: hidden;
  transition: transform 0.55s cubic-bezier(0.2, 0.8, 0.2, 1),
              box-shadow 0.55s cubic-bezier(0.2, 0.8, 0.2, 1),
              border-color 0.5s ease;
  cursor: pointer;
  isolation: isolate;
}
.approach-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 30px 60px -20px rgba(11,30,53,0.22), 0 10px 20px -10px rgba(11,30,53,0.1);
  border-color: rgba(11,30,53,0.18);
}
.approach-card .corner-btn {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 28px;
  height: 28px;
  border-radius: 6px;
  background: rgba(255,255,255,0.8);
  border: 1px solid rgba(11,30,53,0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--midnight);
  transition: background 0.25s ease, color 0.25s ease, transform 0.35s cubic-bezier(0.2,0.8,0.2,1);
  z-index: 8;
  backdrop-filter: blur(6px);
}
.approach-card:hover .corner-btn {
  background: var(--midnight);
  border-color: var(--midnight);
  color: var(--white);
  transform: scale(1.06);
}
.approach-eyebrow {
  display: inline-block;
  font-family: var(--font-mono);
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--pewter);
  margin-bottom: 12px;
}
.approach-title {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  letter-spacing: -0.015em;
  color: var(--midnight);
  line-height: 1.3;
  max-width: 78%;
  position: relative;
  z-index: 4;
  margin: 0;
}
.approach-visual {
  position: relative;
  flex: 1;
  margin-top: 28px;
  margin-left: -26px;
  margin-right: -26px;
  margin-bottom: -28px;
  overflow: hidden;
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 2;
}

/* === Pastel corner washes - bleed across the entire card === */
.viz-bg-warm,
.viz-bg-cool,
.viz-bg-copper {
  background:
    linear-gradient(135deg, rgba(196,162,101,0.45) 0%, rgba(196,162,101,0) 55%),
    linear-gradient(225deg, rgba(255,200,180,0.45) 0%, rgba(255,200,180,0) 60%),
    linear-gradient(45deg, rgba(229,183,118,0.45) 0%, rgba(229,183,118,0) 65%),
    linear-gradient(180deg, rgba(255,233,201,0.40) 0%, rgba(255,233,201,0) 75%);
}
/* Card 1: peach + gold + soft pink wash from top-right and bottom-left */
.viz-bg-warm {
  background:
    linear-gradient(135deg, rgba(245,184,118,0.55) 0%, rgba(245,184,118,0) 55%),
    linear-gradient(225deg, rgba(196,162,101,0.40) 0%, rgba(196,162,101,0) 60%),
    linear-gradient(45deg, rgba(255,200,200,0.45) 0%, rgba(255,200,200,0) 65%),
    linear-gradient(180deg, rgba(255,233,201,0.35) 0%, rgba(255,233,201,0) 70%);
}
/* Card 2: lavender + ocean teal washes */
.viz-bg-cool {
  background:
    linear-gradient(135deg, rgba(196,162,101,0.30) 0%, rgba(196,162,101,0) 55%),
    linear-gradient(225deg, rgba(45,110,140,0.35) 0%, rgba(45,110,140,0) 60%),
    linear-gradient(45deg, rgba(168,216,224,0.50) 0%, rgba(168,216,224,0) 65%),
    linear-gradient(180deg, rgba(229,242,245,0.45) 0%, rgba(229,242,245,0) 75%);
}
/* Card 3: pink + lavender + warm gold wash */
.viz-bg-copper {
  background:
    linear-gradient(135deg, rgba(196,162,101,0.45) 0%, rgba(196,162,101,0) 55%),
    linear-gradient(225deg, rgba(255,200,180,0.45) 0%, rgba(255,200,180,0) 60%),
    linear-gradient(45deg, rgba(229,183,118,0.45) 0%, rgba(229,183,118,0) 65%),
    linear-gradient(180deg, rgba(255,233,201,0.40) 0%, rgba(255,233,201,0) 75%);
}

/* === Floating particles around focal element === */
.viz-particles {
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
}
.viz-particles::before,
.viz-particles::after {
  content: "";
  position: absolute;
  inset: 0;
}
.viz-particles-warm::before {
  background: linear-gradient(135deg, rgba(245,184,118,0.10) 0%, transparent 40%, transparent 60%, rgba(196,162,101,0.10) 100%);
  animation: pFloat1 12s ease-in-out infinite;
}
.viz-particles-warm::after {
  background: linear-gradient(135deg, rgba(245,184,118,0.10) 0%, transparent 40%, transparent 60%, rgba(196,162,101,0.10) 100%);
  animation: pFloat2 14s ease-in-out infinite;
}
.viz-particles-cool::before {
  background: linear-gradient(135deg, rgba(168,216,224,0.14) 0%, transparent 40%, transparent 60%, rgba(45,110,140,0.10) 100%);
  animation: pFloat1 13s ease-in-out infinite;
}
.viz-particles-cool::after {
  background: linear-gradient(135deg, rgba(168,216,224,0.14) 0%, transparent 40%, transparent 60%, rgba(45,110,140,0.10) 100%);
  animation: pFloat2 15s ease-in-out infinite;
}
.viz-particles-copper::before {
  background: linear-gradient(135deg, rgba(229,183,118,0.14) 0%, transparent 40%, transparent 60%, rgba(196,162,101,0.10) 100%);
  animation: pFloat1 11s ease-in-out infinite;
}
.viz-particles-copper::after {
  background: linear-gradient(135deg, rgba(229,183,118,0.14) 0%, transparent 40%, transparent 60%, rgba(196,162,101,0.10) 100%);
  animation: pFloat2 14s ease-in-out infinite;
}
@keyframes pFloat1 {
  0%, 100% { transform: translate3d(0, 0, 0); opacity: 0.85; }
  50% { transform: translate3d(-6px, 4px, 0); opacity: 1; }
}
@keyframes pFloat2 {
  0%, 100% { transform: translate3d(0, 0, 0); opacity: 0.7; }
  50% { transform: translate3d(8px, -5px, 0); opacity: 1; }
}

/* === Card 1: Alignment - floating gradient mini-card === */
.viz-alignment .ag-stage {
  position: relative;
  z-index: 3;
  width: 78%;
  max-width: 230px;
  perspective: 1000px;
}
.viz-alignment .ag-card {
  position: relative;
  background: linear-gradient(135deg, #FFFFFF 0%, #FFF6E8 100%);
  border-radius: 14px;
  padding: 18px 18px 16px;
  box-shadow:
    0 24px 48px -12px rgba(11,30,53,0.28),
    0 4px 10px rgba(11,30,53,0.06),
    inset 0 1px 0 rgba(255,255,255,0.95);
  transform: rotate(-2deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .viz-alignment .ag-card { transform: rotate(0deg) scale(1.04); }
.viz-alignment .ag-card-shine {
  position: absolute;
  inset: 0;
  border-radius: 14px;
  background: linear-gradient(115deg, transparent 35%, rgba(255,255,255,0.6) 50%, transparent 65%);
  opacity: 0;
  pointer-events: none;
}
.approach-card:hover .viz-alignment .ag-card-shine {
  opacity: 1;
  animation: cardShine 1.4s ease-out;
}
@keyframes cardShine {
  0% { transform: translateX(-100%); opacity: 0; }
  30% { opacity: 1; }
  100% { transform: translateX(100%); opacity: 0; }
}
.viz-alignment .ag-card-row {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 6px 0;
}
.viz-alignment .ag-card-row + .ag-card-row { border-top: 1px solid rgba(11,30,53,0.06); }
.viz-alignment .ag-card-label {
  font-size: 10px;
  font-weight: 600;
  color: var(--midnight);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  flex: 1;
}
.viz-alignment .ag-card-meter {
  width: 70px;
  height: 4px;
  background: rgba(11,30,53,0.08);
  border-radius: 2px;
  overflow: hidden;
}
.viz-alignment .ag-card-meter i {
  display: block;
  height: 100%;
  background: linear-gradient(90deg, #C9A88B, #C4A265);
  border-radius: 2px;
}
.viz-alignment .ag-card-foot {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 12px;
  padding-top: 10px;
  border-top: 1px solid rgba(11,30,53,0.08);
}
.viz-alignment .ag-card-pill {
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 600;
  color: var(--gold-dark);
  background: rgba(196,162,101,0.16);
  padding: 3px 8px;
  border-radius: 4px;
  letter-spacing: 0.06em;
}
.viz-alignment .ag-card-mark {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  color: var(--midnight);
  letter-spacing: 0.04em;
}

/* === Card 2: Globe - animated floating === */
.viz-global .globe-stage {
  position: relative;
  z-index: 3;
  width: 230px;
  height: 230px;
  display: flex;
  align-items: center;
  justify-content: center;
  filter: drop-shadow(0 22px 36px rgba(11,30,53,0.32));
}
.viz-global .globe-svg {
  width: 100%;
  height: 100%;
  animation: globeSpin 24s linear infinite;
}
.approach-card:hover .viz-global .globe-svg {
  animation-duration: 12s;
}
@keyframes globeSpin {
  0% { transform: rotate(0deg); }
  100% { transform: rotate(360deg); }
}
.viz-global .globe-pings circle {
  animation: pingFlash 2.2s ease-in-out infinite;
}
.viz-global .globe-pings circle:nth-child(1) { animation-delay: 0s; }
.viz-global .globe-pings circle:nth-child(2) { animation-delay: 0.4s; }
.viz-global .globe-pings circle:nth-child(3) { animation-delay: 0.8s; }
.viz-global .globe-pings circle:nth-child(4) { animation-delay: 1.2s; }
.viz-global .globe-pings circle:nth-child(5) { animation-delay: 1.6s; }
@keyframes pingFlash {
  0%, 100% { opacity: 0.5; transform: scale(1); }
  50% { opacity: 1; transform: scale(1.4); }
}
.viz-global .globe-arcs path {
  stroke-dasharray: 80;
  stroke-dashoffset: 80;
  animation: arcDraw 4s ease-in-out infinite;
}
.viz-global .globe-arcs path:nth-child(2) { animation-delay: 0.6s; }
.viz-global .globe-arcs path:nth-child(3) { animation-delay: 1.2s; }
.viz-global .globe-arcs path:nth-child(4) { animation-delay: 1.8s; }
@keyframes arcDraw {
  0% { stroke-dashoffset: 80; opacity: 0; }
  20%, 80% { opacity: 1; }
  100% { stroke-dashoffset: -80; opacity: 0; }
}
.viz-global .globe-tag {
  position: absolute;
  background: rgba(255,255,255,0.97);
  color: var(--midnight);
  padding: 6px 11px 6px 9px;
  border-radius: 7px;
  font-size: 10.5px;
  font-weight: 600;
  letter-spacing: 0.02em;
  box-shadow: 0 10px 24px rgba(11,30,53,0.18), 0 1px 2px rgba(11,30,53,0.06);
  z-index: 4;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: transform 0.5s cubic-bezier(0.2,0.8,0.2,1);
}
.viz-global .globe-tag i {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 0 3px rgba(196,162,101,0.25);
  animation: tagPulse 1.8s ease-in-out infinite;
}
@keyframes tagPulse {
  0%, 100% { box-shadow: 0 0 0 2px rgba(196,162,101,0.25); }
  50% { box-shadow: 0 0 0 5px rgba(196,162,101,0.05); }
}
.viz-global .globe-tag-1 { top: 16%; left: 8%; }
.viz-global .globe-tag-2 { top: 18%; right: 10%; }
.viz-global .globe-tag-3 { bottom: 18%; right: 12%; }
.approach-card:hover .viz-global .globe-tag-1 { transform: translate(-3px,-3px); }
.approach-card:hover .viz-global .globe-tag-2 { transform: translate(3px,-3px); }
.approach-card:hover .viz-global .globe-tag-3 { transform: translate(3px,3px); }

/* === Card 3: Compliance panel === */
.viz-ops .ops-stage {
  position: relative;
  z-index: 3;
  width: 84%;
  max-width: 250px;
}
.viz-ops .ops-panel {
  background: rgba(255,255,255,0.98);
  border-radius: 14px;
  padding: 14px 16px 12px;
  box-shadow:
    0 26px 52px -12px rgba(11,30,53,0.28),
    0 4px 10px rgba(11,30,53,0.06),
    inset 0 1px 0 rgba(255,255,255,0.95);
  transform: rotate(1.5deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .viz-ops .ops-panel {
  transform: rotate(0deg) scale(1.03);
}
.viz-ops .ops-panel-head {
  display: flex;
  align-items: center;
  gap: 7px;
  font-family: var(--font-mono);
  font-size: 9.5px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-dark);
  padding-bottom: 9px;
  margin-bottom: 4px;
  border-bottom: 1px solid rgba(11,30,53,0.08);
}
.viz-ops .ops-dot {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #0F5A48;
  box-shadow: 0 0 0 3px rgba(15,90,72,0.18);
  animation: opsDot 1.6s ease-in-out infinite;
}
@keyframes opsDot {
  0%, 100% { box-shadow: 0 0 0 2px rgba(15,90,72,0.2); }
  50% { box-shadow: 0 0 0 5px rgba(15,90,72,0.04); }
}
.viz-ops .ops-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 11px;
  color: var(--midnight);
  padding: 7px 0;
  border-bottom: 1px solid rgba(11,30,53,0.06);
  font-weight: 500;
}
.viz-ops .ops-row:last-child { border-bottom: none; }
.viz-ops .ops-badge {
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 600;
  padding: 3px 7px;
  border-radius: 4px;
  letter-spacing: 0.04em;
}
.viz-ops .ops-badge.ok {
  background: rgba(15,90,72,0.12);
  color: #0F5A48;
}
.viz-ops .ops-badge.live {
  background: rgba(196,162,101,0.18);
  color: #6E5328;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
.viz-ops .ops-badge.live i {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #C4A265;
  animation: opsPulse 1.4s ease-in-out infinite;
}
@keyframes opsPulse {
  0%, 100% { opacity: 0.4; transform: scale(1); }
  50% { opacity: 1; transform: scale(1.35); }
}

/* ============================================================
   SERVICES GRID (Stripe big cards)
   ============================================================ */
.services-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 14px;
  margin-top: 60px;
}
.service-card {
  position: relative;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 32px 32px 0;
  overflow: hidden;
  min-height: 460px;
  display: flex;
  flex-direction: column;
  transition: transform 0.4s var(--ease), box-shadow 0.4s ease;
}
.service-card:hover {
  box-shadow: 0 18px 50px rgba(11,29,46,0.08);
}
.service-card .corner-btn {
  position: absolute;
  top: 18px;
  right: 18px;
  width: 32px; height: 32px;
  border-radius: 8px;
  background: rgba(245,247,249,0.8);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--slate);
  transition: all 0.18s ease;
  z-index: 3;
}
.service-card:hover .corner-btn {
  background: var(--midnight);
  color: var(--white);
}
.service-card.dark .corner-btn { background: var(--gold); color: var(--midnight); }
.service-card .label-row {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--gold-dark);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 14px;
}
.service-card .card-title {
  font-family: var(--font-display);
  font-size: 24px;
  font-weight: 600;
  letter-spacing: -0.02em;
  line-height: 1.2;
  color: var(--midnight);
  max-width: 380px;
}
.service-card .card-visual {
  flex: 1;
  margin-top: 28px;
  position: relative;
  display: flex;
  align-items: flex-end;
  justify-content: center;
}

/* ----- Big card 1: Investment Management (chart visual) ----- */
.viz-chart {
  position: relative;
  width: 100%;
  height: 320px;
  margin-bottom: -1px;
  border-radius: 14px 14px 0 0;
  background:
    linear-gradient(0deg, rgba(46,107,138,0.20) 0%, rgba(46,107,138,0) 60%),
    linear-gradient(180deg, var(--ivory), var(--white));
  border: 1px solid var(--border);
  overflow: hidden;
  padding: 22px;
  display: flex;
  flex-direction: column;
}
.viz-chart .chart-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 16px;
}
.viz-chart .chart-meta { font-size: 12px; color: var(--slate); }
.viz-chart .chart-meta strong {
  display: block;
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 600;
  color: var(--midnight);
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.01em;
  margin-top: 2px;
}
.viz-chart .badge {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--gold-dark);
  background: rgba(196,162,101,0.12);
  padding: 4px 8px;
  border-radius: 4px;
}
.viz-chart .chart-svg { flex: 1; width: 100%; }

/* ----- Big card 2: Deal Participation (deal pipeline) ----- */
.viz-deals {
  width: 100%;
  margin-top: 8px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.deal-row {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 14px 16px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  box-shadow: 0 1px 2px rgba(11,29,46,0.03);
}
.deal-row .deal-meta {
  display: flex;
  flex-direction: column;
  gap: 3px;
}
.deal-row .deal-name { font-weight: 600; color: var(--midnight); }
.deal-row .deal-tag { font-size: 11px; color: var(--pewter); letter-spacing: 0.04em; text-transform: uppercase; }
.deal-row .deal-amt { font-family: var(--font-mono); color: var(--midnight); font-weight: 500; font-variant-numeric: tabular-nums; }
.deal-row .deal-status {
  font-size: 11px;
  font-weight: 500;
  padding: 3px 8px;
  border-radius: 4px;
  letter-spacing: 0.02em;
}
.deal-row .deal-status.live { background: rgba(91,143,122,0.15); color: #3F6B58; }
.deal-row .deal-status.review { background: rgba(196,162,101,0.18); color: var(--gold-dark); }
.deal-row .deal-status.closed { background: rgba(122,142,158,0.15); color: var(--slate); }

/* ============================================================
   SECONDARY 3-CARD ROW (Stripe small cards)
   ============================================================ */
.secondary-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-top: 14px;
}
.secondary-grid .service-card { min-height: 360px; padding: 28px 28px 0; }
.secondary-grid .card-title { font-size: 19px; }

/* ----- Family Office: pie & list visual ----- */
.viz-allocation {
  position: relative;
  width: 100%;
  height: 240px;
  margin-bottom: -1px;
  background: linear-gradient(180deg, var(--ivory), var(--white));
  border: 1px solid var(--border);
  border-radius: 12px 12px 0 0;
  padding: 18px;
  overflow: hidden;
  display: flex;
  align-items: center;
  gap: 16px;
}
.allocation-ring { width: 110px; height: 110px; flex-shrink: 0; }
.allocation-list { flex: 1; display: flex; flex-direction: column; gap: 8px; font-size: 12px; }
.allocation-list .row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-bottom: 6px;
  border-bottom: 1px solid var(--border);
  color: var(--slate);
}
.allocation-list .row:last-child { border-bottom: none; }
.allocation-list .swatch {
  display: inline-block;
  width: 8px; height: 8px;
  border-radius: 2px;
  margin-right: 8px;
}
.allocation-list .pct {
  font-family: var(--font-mono);
  color: var(--midnight);
  font-weight: 500;
  font-variant-numeric: tabular-nums;
}

/* ----- Reporting: doc visual ----- */
.viz-report {
  width: 100%;
  height: 240px;
  background: linear-gradient(180deg, var(--ivory), var(--white));
  border: 1px solid var(--border);
  border-radius: 12px 12px 0 0;
  padding: 22px 22px 0;
  margin-bottom: -1px;
  position: relative;
  overflow: hidden;
}
.viz-report .doc {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 16px;
  box-shadow: 0 6px 20px rgba(11,29,46,0.06);
  position: absolute;
  left: 22px;
  right: 22px;
  top: 28px;
}
.viz-report .doc-title {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 600;
  color: var(--midnight);
  margin-bottom: 12px;
}
.viz-report .doc-row {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  font-family: var(--font-mono);
  color: var(--slate);
  padding: 5px 0;
  border-bottom: 1px dashed var(--border);
}
.viz-report .doc-row:last-child { border-bottom: none; font-weight: 600; color: var(--midnight); }
.viz-report .doc-row .v { color: var(--midnight); }
.viz-report .stamp {
  position: absolute;
  bottom: -10px;
  right: 22px;
  background: var(--midnight);
  color: var(--white);
  font-size: 10px;
  letter-spacing: 0.1em;
  padding: 6px 10px;
  border-radius: 4px;
  text-transform: uppercase;
  font-weight: 500;
}

/* ----- Custody: vault visual ----- */
.viz-custody {
  width: 100%;
  height: 240px;
  background: linear-gradient(160deg, var(--midnight), var(--navy) 60%, var(--deep-sea));
  border: 1px solid var(--border);
  border-radius: 12px 12px 0 0;
  padding: 22px;
  margin-bottom: -1px;
  position: relative;
  overflow: hidden;
  color: var(--white);
}
.viz-custody::before {
  content: "";
  position: absolute;
  top: -20%; right: -20%;
  width: 200px; height: 200px;
  background: linear-gradient(135deg, rgba(196,162,101,0.40) 0%, rgba(196,162,101,0) 70%);
}
.viz-custody .gauge {
  position: relative;
  z-index: 2;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.viz-custody .gauge-title {
  font-size: 11px;
  letter-spacing: 0.12em;
  color: var(--gold);
  text-transform: uppercase;
}
.viz-custody .gauge-num {
  font-family: var(--font-display);
  font-size: 30px;
  font-weight: 600;
  letter-spacing: -0.02em;
  font-variant-numeric: tabular-nums;
}
.viz-custody .bars {
  display: grid;
  grid-template-columns: repeat(8, 1fr);
  gap: 4px;
  margin-top: 14px;
}
.viz-custody .bar {
  height: 30px;
  background: rgba(196,162,101,0.18);
  border-radius: 2px;
}
.viz-custody .bar.active { background: var(--gold); }
.viz-custody .bar.partial { background: rgba(196,162,101,0.55); }

/* ============================================================
   STATS SECTION (backbone)
   ============================================================ */
.stats {
  background: var(--white);
  padding: 0;
  border-top: 1px solid var(--border);
}
.stats-inner { max-width: var(--container-wide); margin: 0 auto; text-align: center; padding-top: 96px; padding-bottom: 96px; }
.stats-title {
  font-family: var(--font-display);
  font-size: clamp(40px, 5vw, 60px);
  font-weight: 600;
  letter-spacing: -0.035em;
  line-height: 1.05;
  color: var(--midnight);
}
/* legacy stats-grid kept for safety; new design uses .stats-tabs */
.stats-grid {
  display: none;
}
.stat-cell {
  padding: 40px 24px;
  text-align: left;
  border-right: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.stat-cell:last-child { border-right: none; }
.stat-cell .stat-num {
  font-family: var(--font-display);
  font-size: clamp(48px, 5vw, 64px);
  font-weight: 500;
  letter-spacing: -0.04em;
  color: var(--midnight);
  font-variant-numeric: tabular-nums;
  line-height: 1;
}
.stat-cell .stat-num .small { font-size: 0.5em; color: var(--gold-dark); margin-left: 4px; vertical-align: super; }
.stat-cell .stat-label {
  font-size: 13px;
  color: var(--slate);
  line-height: 1.4;
  max-width: 200px;
}

/* ============================================================
   CAYMAN SECTION (dark, like Stripe's data section)
   ============================================================ */
.cayman {
  position: relative;
  background: var(--white);
  color: var(--midnight);
  padding: 0;
  overflow: hidden;
}
.cayman::before {
  content: "";
  position: absolute;
  inset: 0;
  background: none;
  pointer-events: none;
}
.cayman-inner {
  position: relative;
  z-index: 2;
  max-width: var(--container-wide);
  margin: 0 auto;
  padding-top: 28px; padding-bottom: 28px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}
.cayman-left .section-eyebrow { color: var(--gold-dark); }
.cayman-left .section-title { color: var(--midnight); }
.cayman-left .section-sub { color: var(--slate); }
.cayman-left .cayman-cta { margin-top: 32px; }

.cayman-right {
  background: var(--ivory);
  border: 1px solid var(--border);
  border-radius: 14px;
  padding: 36px;
}
.cayman-right h3 {
  font-family: var(--font-display);
  font-size: 13px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 26px;
}
.regul-row {
  padding: 22px 0;
  border-bottom: 1px solid var(--border);
  display: grid;
  grid-template-columns: 140px 1fr;
  gap: 24px;
  align-items: start;
}
.regul-row:last-child { border-bottom: none; }
.regul-row .lbl {
  font-family: var(--font-display);
  font-size: 17px;
  font-weight: 600;
  color: var(--midnight);
  letter-spacing: -0.01em;
}
.regul-row .desc {
  font-size: 14px;
  line-height: 1.55;
  color: var(--slate);
}

/* Floating tiny ticker */
.floating-ticker {
  position: absolute;
  right: 8%;
  top: 22%;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 14px 18px;
  display: flex;
  flex-direction: column;
  gap: 6px;
  font-family: var(--font-mono);
  font-size: 12px;
  z-index: 3;
  box-shadow: 0 12px 32px -12px rgba(11,30,53,0.18);
}
.floating-ticker .tt-row { display: flex; justify-content: space-between; gap: 18px; }
.floating-ticker .tt-row .t-name { color: var(--pewter); }
.floating-ticker .tt-row .t-val { color: var(--midnight); font-weight: 500; }
.floating-ticker .tt-row .t-val.pos { color: #7AB89A; }
.floating-ticker .tt-row .t-val.neg { color: #C68A7E; }

/* ============================================================
   INSIGHTS SECTION
   ============================================================ */
.insights {
  background: var(--white);
  padding: 0;
}
.insights-inner { max-width: var(--container-wide); margin: 0 auto; padding-top: 28px; padding-bottom: 28px; }
.insights-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  margin-bottom: 60px;
  gap: 40px;
}
.insights-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}
.insight-card {
  display: flex;
  flex-direction: column;
  gap: 18px;
  padding: 0;
  cursor: pointer;
  transition: transform 0.3s ease;
}
.insight-card:hover { transform: translateY(-4px); }
.insight-card .thumb {
  height: 220px;
  border-radius: var(--radius-md);
  overflow: hidden;
  position: relative;
  border: 1px solid var(--border);
}
.insight-card .thumb.gradient-1 {
  background: linear-gradient(140deg, var(--midnight) 0%, var(--navy) 50%, var(--ocean) 100%);
}
.insight-card .thumb.gradient-2 {
  background: linear-gradient(140deg, var(--ivory) 0%, var(--pearl) 50%, var(--mist) 100%);
}
.insight-card .thumb.gradient-3 {
  background: linear-gradient(140deg, var(--gold-dark) 0%, var(--gold) 45%, var(--sand) 100%);
}
.insight-card .thumb-overlay {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: flex-end;
  padding: 24px;
}
.insight-card .thumb-tag {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  background: rgba(255,255,255,0.92);
  color: var(--midnight);
  padding: 6px 10px;
  border-radius: 4px;
}
.insight-card .thumb.gradient-1 .ornament {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(196,162,101,0.25) 1px, transparent 1px),
    linear-gradient(90deg, rgba(196,162,101,0.25) 1px, transparent 1px);
  background-size: 32px 32px;
  mask-image: linear-gradient(135deg, black 30%, transparent 80%);
  -webkit-mask-image: linear-gradient(135deg, black 30%, transparent 80%);
}
.insight-card .thumb.gradient-2 .ornament {
  position: absolute;
  inset: 0;
}
.insight-card .meta-eyebrow {
  font-size: 12px;
  font-weight: 600;
  color: var(--gold-dark);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.insight-card .insight-title {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--midnight);
  line-height: 1.25;
}
.insight-card .insight-desc {
  font-size: 14.5px;
  color: var(--slate);
  line-height: 1.55;
}
.insight-card .read-more {
  font-size: 14px;
  color: var(--gold-dark);
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 4px;
}
.insight-card .read-more svg { width: 11px; height: 11px; transition: transform 0.18s ease; }
.insight-card:hover .read-more svg { transform: translateX(3px); }
.view-all {
  font-size: 14.5px;
  color: var(--midnight);
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  border-bottom: 1px solid var(--border-strong);
  padding-bottom: 4px;
  white-space: nowrap;
}

/* ============================================================
   CONTACT SECTION
   ============================================================ */
.contact {
  background: var(--white);
  padding: 0;
  border-top: 1px solid var(--border);
}
.contact-inner {
  max-width: var(--container-wide);
  margin: 0 auto;
  padding-top: 28px; padding-bottom: 28px;
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 80px;
}
.contact-info { padding-top: 0; }
.contact-info .info-row {
  margin-top: 36px;
}
.contact-info .info-row .ir-label {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 6px;
}
.contact-info .info-row .ir-value {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 500;
  color: var(--midnight);
  letter-spacing: -0.01em;
  line-height: 1.5;
}

.contact-form {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: 0 6px 30px rgba(11,29,46,0.05);
}
.contact-form h3 {
  font-family: var(--font-display);
  font-size: 22px;
  font-weight: 600;
  letter-spacing: -0.02em;
  color: var(--midnight);
  margin-bottom: 28px;
}
.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 18px;
}
.field label {
  font-size: 12px;
  font-weight: 500;
  color: var(--slate);
  letter-spacing: 0.02em;
}
.field input, .field textarea {
  font-family: var(--font-sans);
  font-size: 15px;
  padding: 12px 14px;
  border: 1px solid var(--border-strong);
  border-radius: 8px;
  background: var(--white);
  color: var(--midnight);
  transition: border-color 0.15s ease, box-shadow 0.15s ease;
  resize: vertical;
}
.field input:focus, .field textarea:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(196,162,101,0.18);
}
.field textarea { min-height: 110px; }
.contact-form .submit-row { display: flex; justify-content: flex-end; }

/* ============================================================
   FOOTER
   ============================================================ */
.disclaimer {
  background: var(--white);
  padding: 0;
  border-top: 1px solid var(--border);
}
.disclaimer-inner {
  max-width: var(--container-wide);
  margin: 0 auto;
  padding-top: 60px;
  padding-bottom: 30px;
  font-size: 12px;
  line-height: 1.7;
  color: var(--pewter);
  letter-spacing: 0.005em;
}

.site-footer {
  background: var(--midnight);
  color: var(--mist);
  padding: 0;
}
.footer-inner {
  max-width: var(--container-wide);
  margin: 0 auto;
  padding-top: 80px;
  padding-bottom: 36px;
}
.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 60px;
  padding-bottom: 60px;
  border-bottom: 1px solid rgba(196,162,101,0.16);
}
.footer-brand { display: flex; flex-direction: column; gap: 16px; max-width: 280px; }
.footer-lockup {
  display: flex;
  align-items: center;
  gap: 14px;
}
.footer-crest {
  width: 44px;
  height: 52px;
  flex-shrink: 0;
  display: block;
}
.footer-wordmark { display: flex; flex-direction: column; }
.footer-brand .name {
  font-family: 'Cormorant Garamond', serif;
  font-size: 26px;
  letter-spacing: 4px;
  color: var(--white);
  font-weight: 500;
}
.footer-brand .sub {
  font-size: 11px;
  letter-spacing: 6px;
  color: var(--gold);
  font-weight: 600;
  margin-top: -4px;
}
.footer-brand .tagline {
  font-family: 'Cormorant Garamond', serif;
  font-style: italic;
  font-size: 16px;
  color: var(--mist);
  margin-top: 8px;
}
.footer-col h4 {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 18px;
}
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col li a {
  font-size: 14px;
  color: var(--mist);
  transition: color 0.15s ease;
}
.footer-col li a:hover { color: var(--gold-light); }
.footer-col .info-block {
  font-size: 14px;
  color: var(--mist);
  line-height: 1.7;
  margin-bottom: 18px;
}
.footer-col .info-block .lbl { color: var(--pewter); font-size: 11px; letter-spacing: 0.1em; text-transform: uppercase; margin-bottom: 4px; }

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 28px;
  font-size: 12px;
  color: var(--pewter);
  flex-wrap: wrap;
  gap: 16px;
}
.footer-bottom .legal-links { display: flex; gap: 24px; }
.footer-bottom .legal-links a { color: var(--pewter); transition: color 0.15s ease; }
.footer-bottom .legal-links a:hover { color: var(--gold-light); }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 980px) {
  .nav { gap: 16px; }
  .nav-links { display: none; }
  .nav-cta-group { display: none; }
  .nav-toggle { display: block; }
  .pillars { grid-template-columns: 1fr; }
  .approach-grid { grid-template-columns: 1fr; grid-auto-rows: auto; }
  .a-wide, .a-narrow, .a-equal, .a-full { grid-column: span 1; }
  .services-grid { grid-template-columns: 1fr; }
  .secondary-grid { grid-template-columns: 1fr; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .stat-cell:nth-child(2) { border-right: none; }
  .cayman-inner { grid-template-columns: 1fr; gap: 50px; }
  .insights-grid { grid-template-columns: 1fr; }
  .contact-inner { grid-template-columns: 1fr; gap: 40px; }
  .footer-top { grid-template-columns: 1fr; gap: 40px; }
  .floating-ticker { display: none; }
  .field-row { grid-template-columns: 1fr; }
}

/* ============================================================
   MOBILE NAV - hamburger + slide-in drawer (<=980px only)
   ============================================================ */
.nav-toggle {
  display: none;
  background: transparent;
  border: 0;
  width: 40px;
  height: 40px;
  cursor: pointer;
  position: relative;
  padding: 0;
  margin-left: auto;
  flex-shrink: 0;
}
.nav-toggle span {
  position: absolute;
  left: 8px;
  right: 8px;
  height: 2px;
  background: var(--midnight);
  border-radius: 2px;
  transition: transform 0.25s ease, opacity 0.18s ease, top 0.25s ease;
}
.nav-toggle span:nth-child(1) { top: 12px; }
.nav-toggle span:nth-child(2) { top: 19px; }
.nav-toggle span:nth-child(3) { top: 26px; }
.nav-toggle.is-open span:nth-child(1) { top: 19px; transform: rotate(45deg); }
.nav-toggle.is-open span:nth-child(2) { opacity: 0; }
.nav-toggle.is-open span:nth-child(3) { top: 19px; transform: rotate(-45deg); }

.mobile-nav-backdrop {
  position: fixed;
  inset: 0;
  background: rgba(11, 29, 46, 0.42);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.3s ease;
  z-index: 80;
}
.mobile-nav-backdrop.open {
  opacity: 1;
  pointer-events: auto;
}

.mobile-nav {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(360px, 86vw);
  background: var(--white);
  border-left: 1px solid var(--border);
  box-shadow: -8px 0 32px rgba(11, 29, 46, 0.1);
  z-index: 90;
  transform: translateX(100%);
  transition: transform 0.32s cubic-bezier(0.16, 1, 0.3, 1);
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
}
.mobile-nav.open { transform: translateX(0); }

.mobile-nav-inner {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 92px 28px 32px;
}
.mobile-nav-link {
  font-size: 17px;
  font-weight: 500;
  color: var(--midnight);
  letter-spacing: -0.01em;
  padding: 16px 4px;
  border-bottom: 1px solid var(--border);
  text-decoration: none;
  transition: color 0.2s ease, padding-left 0.2s ease;
}
.mobile-nav-link:hover,
.mobile-nav-link:focus-visible {
  color: var(--gold-dark);
  padding-left: 8px;
}
.mobile-nav-cta {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-top: 28px;
}
.mobile-nav-cta .btn {
  justify-content: center;
  padding: 14px 22px;
  font-size: 14.5px;
}

/* Block body scroll when drawer or portal is open */
body.nav-open {
  overflow: hidden;
}

/* Re-apply mobile-only show for the hamburger here so source order
   beats the earlier base `.nav-toggle { display: none }` rule. */
@media (max-width: 980px) {
  .nav-toggle { display: block; }
}

/* ============================================================
   CONTACT FORM - submit button states + status messages
   ============================================================ */
.form-status {
  min-height: 0;
  font-size: 14px;
  line-height: 1.5;
  margin: 12px 0 0;
  padding: 0;
  color: var(--fg-muted);
  transition: color 0.2s ease;
}
.form-status:empty { display: none; }
.form-status.is-loading { color: var(--slate); }
.form-status.is-success { color: #2E6B8A; /* var(--ocean) */ }
.form-status.is-error   { color: #B73A2A; }

#formSubmit.is-loading {
  position: relative;
  opacity: 0.8;
  pointer-events: none;
}
#formSubmit.is-loading svg { opacity: 0; }
#formSubmit.is-loading::after {
  content: "";
  position: absolute;
  right: 14px;
  top: 50%;
  width: 14px;
  height: 14px;
  margin-top: -7px;
  border: 2px solid currentColor;
  border-right-color: transparent;
  border-radius: 50%;
  animation: form-spin 0.7s linear infinite;
}
@keyframes form-spin { to { transform: rotate(360deg); } }
#formSubmit:disabled { cursor: progress; }

/* fade-in on scroll */
.reveal {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.9s var(--ease-out, cubic-bezier(0.16,1,0.3,1)),
              transform 0.9s var(--ease-out, cubic-bezier(0.16,1,0.3,1));
}
.reveal.in { opacity: 1; transform: none; }


/* ============================================================
   APPROACH - Card 1 wide: Execution (phone + browser checkout)
   ============================================================ */
.exec-stage {
  position: relative;
  z-index: 3;
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 24px 28px 0;
}
.exec-phone {
  flex: 0 0 168px;
  background: #0B1E35;
  border-radius: 26px;
  padding: 8px;
  box-shadow:
    0 26px 48px -10px rgba(11,30,53,0.32),
    0 4px 10px rgba(11,30,53,0.08);
  position: relative;
  align-self: end;
  margin-bottom: -8px;
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.exec-phone-screen {
  background: linear-gradient(180deg, #FFFFFF 0%, #FFF6E8 100%);
  border-radius: 18px;
  padding: 14px 12px 12px;
  font-family: var(--font-sans);
}
.exec-phone-head {
  text-align: center;
  font-size: 9px;
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--pewter);
  border-bottom: 1px solid rgba(11,30,53,0.06);
  padding-bottom: 8px;
}
.exec-phone-balance { text-align: center; padding: 12px 0 10px; }
.exec-phone-eq {
  font-size: 9px;
  color: var(--pewter);
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.exec-phone-amt {
  font-family: var(--font-display);
  font-size: 18px;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--midnight);
  margin: 4px 0 3px;
}
.exec-phone-meta { font-size: 8.5px; color: var(--pewter); }
.exec-phone-row {
  display: flex;
  justify-content: space-between;
  font-size: 9.5px;
  color: var(--midnight);
  padding: 5px 0;
  border-top: 1px solid rgba(11,30,53,0.06);
}
.exec-phone-cta {
  margin-top: 10px;
  background: linear-gradient(135deg, #FFE9C9, #E5B776);
  color: var(--midnight);
  text-align: center;
  font-size: 9.5px;
  font-weight: 600;
  padding: 7px;
  border-radius: 8px;
  letter-spacing: 0.04em;
}
.approach-card:hover .exec-phone { transform: translateY(-4px); }

.exec-browser {
  flex: 1;
  max-width: 340px;
  background: #FFFFFF;
  border-radius: 12px;
  box-shadow:
    0 24px 48px -12px rgba(11,30,53,0.22),
    0 4px 10px rgba(11,30,53,0.06);
  overflow: hidden;
  align-self: end;
  margin-bottom: 8px;
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .exec-browser { transform: translateY(-2px); }
.exec-browser-bar {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 7px 9px;
  background: #F6F8FB;
  border-bottom: 1px solid rgba(11,30,53,0.06);
  position: relative;
}
.exec-browser-bar > span { width: 7px; height: 7px; border-radius: 50%; background: rgba(11,30,53,0.15); }
.exec-browser-url {
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  font-family: var(--font-mono);
  font-size: 8.5px;
  color: var(--pewter);
  background: #FFF;
  padding: 2px 10px;
  border-radius: 4px;
}
.exec-browser-body { padding: 10px 12px 12px; }
.exec-brand {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  color: var(--gold-dark);
  letter-spacing: 0.08em;
  margin-bottom: 8px;
}
.exec-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.exec-fld-label {
  font-size: 8.5px;
  font-weight: 600;
  color: var(--pewter);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 3px;
}
.exec-fld {
  background: rgba(11,30,53,0.04);
  border-radius: 4px;
  padding: 5px 7px;
  font-size: 9.5px;
  color: var(--midnight);
  font-weight: 500;
  margin-bottom: 8px;
}
.exec-pay-row { display: flex; gap: 5px; margin-bottom: 8px; }
.exec-pay-btn {
  flex: 1;
  padding: 6px;
  border-radius: 4px;
  font-size: 9px;
  font-weight: 600;
  border: none;
  cursor: pointer;
}
.exec-pay-btn.green { background: #0F5A48; color: #FFFFFF; }
.exec-pay-btn.dark { background: var(--midnight); color: #FFFFFF; }
.exec-method-list { display: flex; flex-direction: column; gap: 3px; }
.exec-method {
  display: flex;
  align-items: center;
  gap: 5px;
  font-size: 8.5px;
  padding: 4px 6px;
  border-radius: 4px;
  border: 1px solid rgba(11,30,53,0.08);
  color: var(--midnight);
}
.exec-method.active { border-color: var(--gold); background: rgba(196,162,101,0.06); }
.exec-method i {
  width: 7px;
  height: 7px;
  border-radius: 50%;
  border: 1.5px solid rgba(11,30,53,0.25);
  flex-shrink: 0;
}
.exec-method.active i { border-color: var(--gold); background: var(--gold); box-shadow: inset 0 0 0 1.5px #FFFFFF; }
.exec-method span { margin-left: auto; color: var(--pewter); font-size: 8px; }

.exec-summary-head {
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--pewter);
  margin-bottom: 6px;
  text-transform: uppercase;
}
.exec-summary-item { display: flex; gap: 6px; padding-bottom: 8px; border-bottom: 1px solid rgba(11,30,53,0.06); }
.exec-summary-icon {
  width: 26px;
  height: 26px;
  border-radius: 4px;
  background: linear-gradient(135deg, #C4A265, #FFE9C9);
  flex-shrink: 0;
}
.exec-summary-name { font-size: 9px; font-weight: 600; color: var(--midnight); }
.exec-summary-sub { font-size: 8px; color: var(--pewter); }
.exec-summary-row {
  display: flex;
  justify-content: space-between;
  font-size: 9px;
  padding: 4px 0;
  color: var(--midnight);
}
.exec-summary-row strong { font-weight: 600; }
.exec-confirm {
  width: 100%;
  margin-top: 6px;
  background: linear-gradient(135deg, #FFE9C9, #E5B776);
  color: var(--midnight);
  border: none;
  padding: 7px;
  border-radius: 5px;
  font-size: 9px;
  font-weight: 600;
}

/* ============================================================
   APPROACH - Card 2: Billing/reporting plan
   ============================================================ */
.bill-stage {
  position: relative;
  z-index: 3;
  width: 86%;
  max-width: 240px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.bill-plan {
  background: rgba(255,255,255,0.97);
  border-radius: 10px;
  padding: 12px;
  box-shadow: 0 18px 32px -10px rgba(11,30,53,0.24);
  transform: rotate(-1deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .bill-plan { transform: rotate(0); }
.bill-plan-head { display: flex; align-items: center; gap: 8px; padding-bottom: 8px; border-bottom: 1px solid rgba(11,30,53,0.08); }
.bill-icon {
  width: 22px;
  height: 22px;
  border-radius: 6px;
  background: linear-gradient(135deg, #FFE9C9 0%, #C4A265 100%);
  flex-shrink: 0;
}
.bill-plan-name { font-size: 11px; font-weight: 600; color: var(--midnight); }
.bill-plan-meta { font-size: 9px; color: var(--pewter); }
.bill-plan-body { padding-top: 8px; }
.bill-row {
  display: flex;
  justify-content: space-between;
  font-size: 10px;
  color: var(--midnight);
  padding: 4px 0;
}
.bill-meter { padding-top: 6px; }
.bill-meter-label { font-size: 8.5px; color: var(--pewter); margin-bottom: 4px; }
.bill-meter-bar { height: 5px; background: rgba(11,30,53,0.06); border-radius: 3px; overflow: hidden; }
.bill-meter-bar i {
  display: block;
  height: 100%;
  background: linear-gradient(90deg, #C4A265, #5E94A7, #B57FB0);
  border-radius: 3px;
}

.bill-chart {
  background: rgba(255,255,255,0.97);
  border-radius: 10px;
  padding: 12px;
  box-shadow: 0 18px 32px -10px rgba(11,30,53,0.24);
  transform: rotate(1deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .bill-chart { transform: rotate(0); }
.bill-chart-label { font-size: 9px; color: var(--pewter); }
.bill-chart-val { font-family: var(--font-mono); font-size: 12px; font-weight: 600; color: var(--midnight); margin-top: 2px; }
.bill-bars { display: flex; align-items: flex-end; gap: 2.5px; height: 56px; margin-top: 8px; }
.bill-bars i {
  flex: 1;
  background: linear-gradient(180deg, #5E94A7 0%, #2D6E8C 100%);
  border-radius: 1.5px;
  transition: opacity 0.3s ease;
}
.bill-bars i:nth-child(odd) { background: linear-gradient(180deg, #87B8C5 0%, #5E94A7 100%); }

/* ============================================================
   APPROACH - Card 3: Alignment (chat bubbles + meter card)
   ============================================================ */
.viz-alignment .ag-stage {
  position: relative;
  z-index: 3;
  width: 88%;
  max-width: 230px;
}
.viz-alignment .ag-bubble {
  background: #FFFFFF;
  border-radius: 10px;
  padding: 8px 10px;
  font-size: 9.5px;
  line-height: 1.45;
  color: var(--midnight);
  box-shadow: 0 8px 18px -4px rgba(11,30,53,0.18);
  margin-bottom: 8px;
  max-width: 86%;
}
.viz-alignment .ag-bubble-1 { margin-left: auto; }
.viz-alignment .ag-bubble-2 { margin-right: auto; background: rgba(255,255,255,0.92); }
.viz-alignment .ag-card {
  position: relative;
  background: linear-gradient(135deg, #FFFFFF 0%, #FFF6E8 100%);
  border-radius: 12px;
  padding: 12px 14px 10px;
  box-shadow: 0 22px 44px -10px rgba(11,30,53,0.24);
  transform: rotate(-1.5deg);
  margin-top: 10px;
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
  overflow: hidden;
}
.approach-card:hover .viz-alignment .ag-card { transform: rotate(0deg) scale(1.02); }
.viz-alignment .ag-card-shine {
  position: absolute;
  inset: 0;
  border-radius: 12px;
  background: linear-gradient(115deg, transparent 35%, rgba(255,255,255,0.6) 50%, transparent 65%);
  opacity: 0;
  pointer-events: none;
}
.approach-card:hover .viz-alignment .ag-card-shine { opacity: 1; animation: cardShine 1.4s ease-out; }
@keyframes cardShine {
  0% { transform: translateX(-100%); opacity: 0; }
  30% { opacity: 1; }
  100% { transform: translateX(100%); opacity: 0; }
}
.viz-alignment .ag-card-row { display: flex; align-items: center; gap: 8px; padding: 4px 0; }
.viz-alignment .ag-card-row + .ag-card-row { border-top: 1px solid rgba(11,30,53,0.06); }
.viz-alignment .ag-card-label { font-size: 9px; font-weight: 600; color: var(--midnight); letter-spacing: 0.05em; text-transform: uppercase; flex: 1; }
.viz-alignment .ag-card-meter { width: 60px; height: 3.5px; background: rgba(11,30,53,0.08); border-radius: 2px; overflow: hidden; }
.viz-alignment .ag-card-meter i { display: block; height: 100%; background: linear-gradient(90deg, #C9A88B, #C4A265); border-radius: 2px; }
.viz-alignment .ag-card-foot { display: flex; justify-content: space-between; align-items: center; margin-top: 8px; padding-top: 6px; border-top: 1px solid rgba(11,30,53,0.08); }
.viz-alignment .ag-card-pill { font-family: var(--font-mono); font-size: 8.5px; font-weight: 600; color: var(--gold-dark); background: rgba(196,162,101,0.18); padding: 2px 7px; border-radius: 3px; letter-spacing: 0.05em; }
.viz-alignment .ag-card-mark { font-family: var(--font-display); font-weight: 600; font-size: 11px; color: var(--midnight); letter-spacing: 0.06em; }

/* ============================================================
   APPROACH - Card 4: Credit card (cross-border capability)
   ============================================================ */
.cc-stage {
  position: relative;
  z-index: 3;
  width: 80%;
  max-width: 220px;
  perspective: 800px;
}
.cc-card {
  position: relative;
  aspect-ratio: 1.586 / 1;
  border-radius: 16px;
  overflow: hidden;
  background:
    linear-gradient(135deg, #FF7AA8 0%, #C572D9 25%, #7E83E8 50%, #FF9D6E 75%, #FF7AA8 100%);
  box-shadow:
    0 24px 48px -8px rgba(150,80,130,0.4),
    0 4px 10px rgba(11,30,53,0.1),
    inset 0 1px 0 rgba(255,255,255,0.4);
  padding: 16px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transform: rotate(-3deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .cc-card { transform: rotate(0deg) scale(1.04); }
.cc-shine {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(135deg, rgba(255,255,255,0.45) 0%, rgba(255,255,255,0) 65%),
    linear-gradient(160deg, transparent 30%, rgba(255,255,255,0.18) 50%, transparent 70%);
  pointer-events: none;
}
.cc-chip {
  width: 30px;
  height: 24px;
  border-radius: 4px;
  background: linear-gradient(135deg, #E5C97A 0%, #A07A2D 100%);
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  grid-template-rows: 1fr 1fr;
  gap: 1.5px;
  padding: 4px;
  position: relative;
  z-index: 2;
}
.cc-chip span { background: rgba(0,0,0,0.15); border-radius: 1px; }
.cc-wifi {
  position: absolute;
  top: 18px;
  right: 18px;
  z-index: 2;
}
.cc-wave {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(255,255,255,0.22) 0%, rgba(255,255,255,0) 70%);
}
.cc-foot {
  position: relative;
  z-index: 2;
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  color: #FFFFFF;
}
.cc-mark {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
}
.cc-brand {
  font-family: var(--font-display);
  font-style: italic;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: 0.05em;
}

/* ============================================================
   APPROACH - Card 5: Globe (kept from before)
   ============================================================ */
.viz-global .globe-stage {
  position: relative;
  z-index: 3;
  width: 220px;
  height: 220px;
  display: flex;
  align-items: center;
  justify-content: center;
  filter: drop-shadow(0 22px 36px rgba(11,30,53,0.32));
}
.viz-global .globe-svg { width: 100%; height: 100%; animation: globeSpin 24s linear infinite; }
.approach-card:hover .viz-global .globe-svg { animation-duration: 12s; }
@keyframes globeSpin { 0% { transform: rotate(0deg); } 100% { transform: rotate(360deg); } }
.viz-global .globe-pings circle { animation: pingFlash 2.2s ease-in-out infinite; }
.viz-global .globe-pings circle:nth-child(1) { animation-delay: 0s; }
.viz-global .globe-pings circle:nth-child(2) { animation-delay: 0.4s; }
.viz-global .globe-pings circle:nth-child(3) { animation-delay: 0.8s; }
.viz-global .globe-pings circle:nth-child(4) { animation-delay: 1.2s; }
.viz-global .globe-pings circle:nth-child(5) { animation-delay: 1.6s; }
@keyframes pingFlash { 0%, 100% { opacity: 0.5; transform: scale(1); } 50% { opacity: 1; transform: scale(1.4); } }
.viz-global .globe-arcs path { stroke-dasharray: 80; stroke-dashoffset: 80; animation: arcDraw 4s ease-in-out infinite; }
.viz-global .globe-arcs path:nth-child(2) { animation-delay: 0.6s; }
.viz-global .globe-arcs path:nth-child(3) { animation-delay: 1.2s; }
.viz-global .globe-arcs path:nth-child(4) { animation-delay: 1.8s; }
@keyframes arcDraw { 0% { stroke-dashoffset: 80; opacity: 0; } 20%, 80% { opacity: 1; } 100% { stroke-dashoffset: -80; opacity: 0; } }
.viz-global .globe-tag {
  position: absolute;
  background: rgba(255,255,255,0.97);
  color: var(--midnight);
  padding: 5px 9px 5px 7px;
  border-radius: 6px;
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: 0.02em;
  box-shadow: 0 8px 20px rgba(11,30,53,0.18);
  z-index: 4;
  display: inline-flex;
  align-items: center;
  gap: 5px;
}
.viz-global .globe-tag i {
  width: 5px;
  height: 5px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 0 3px rgba(196,162,101,0.25);
  animation: tagPulse 1.8s ease-in-out infinite;
}
@keyframes tagPulse { 0%, 100% { box-shadow: 0 0 0 2px rgba(196,162,101,0.25); } 50% { box-shadow: 0 0 0 5px rgba(196,162,101,0.05); } }
.viz-global .globe-tag-1 { top: 22%; right: 8%; }
.viz-global .globe-tag-2 { top: 38%; right: 4%; }

/* ============================================================
   APPROACH - Card 6 (full width): Operational rigor
   ============================================================ */
.ops-full-stage {
  position: relative;
  z-index: 3;
  width: 100%;
  height: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  padding: 24px 30px 0;
}
.ops-tx-card {
  position: relative;
  width: 230px;
  background: #FFFFFF;
  border-radius: 12px;
  padding: 14px 16px 12px;
  box-shadow: 0 24px 48px -10px rgba(11,30,53,0.24);
  align-self: end;
  margin-bottom: 12px;
  transform: rotate(-1.5deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
  z-index: 4;
}
.approach-card:hover .ops-tx-card { transform: rotate(0); }
.ops-tx-head {
  display: flex;
  gap: 9px;
  align-items: center;
  padding-bottom: 8px;
  border-bottom: 1px solid rgba(11,30,53,0.08);
}
.ops-tx-avatar {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: linear-gradient(135deg, #C4A265, #E5B776);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 9px;
  font-weight: 700;
  color: #FFFFFF;
}
.ops-tx-name { font-size: 11px; font-weight: 600; color: var(--midnight); }
.ops-tx-thank { font-size: 9px; color: var(--pewter); }
.ops-tx-body { font-size: 9.5px; color: var(--midnight); padding: 8px 0; line-height: 1.5; }
.ops-tx-row { display: flex; justify-content: space-between; font-size: 9.5px; color: var(--midnight); padding: 4px 0; border-top: 1px solid rgba(11,30,53,0.06); }
.ops-tx-meth { background: rgba(11,30,53,0.06); padding: 1px 6px; border-radius: 3px; font-family: var(--font-mono); font-size: 8.5px; font-weight: 600; }
.ops-tx-row strong { font-weight: 600; }
.ops-tx-row strong:last-child { color: #0F5A48; }

.ops-dash {
  flex: 1;
  max-width: 540px;
  background: #FFFFFF;
  border-radius: 12px;
  box-shadow: 0 24px 56px -10px rgba(11,30,53,0.22);
  overflow: hidden;
  align-self: stretch;
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .ops-dash { transform: translateY(-2px); }
.ops-dash-bar {
  display: flex;
  align-items: center;
  gap: 5px;
  padding: 7px 9px;
  background: #F6F8FB;
  border-bottom: 1px solid rgba(11,30,53,0.06);
  position: relative;
}
.ops-dash-bar > span { width: 7px; height: 7px; border-radius: 50%; background: rgba(11,30,53,0.15); }
.ops-dash-url {
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  font-family: var(--font-mono);
  font-size: 8.5px;
  color: var(--pewter);
  background: #FFF;
  padding: 2px 10px;
  border-radius: 4px;
}
.ops-dash-body { padding: 12px 14px; }
.ops-dash-head { display: flex; align-items: center; gap: 12px; padding-bottom: 10px; }
.ops-dash-brand {
  display: flex;
  align-items: center;
  gap: 5px;
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 600;
  color: var(--gold-dark);
  letter-spacing: 0.06em;
}
.ops-dash-brand i {
  width: 14px;
  height: 14px;
  border-radius: 50%;
  background: linear-gradient(135deg, #C4A265, #E5B776);
}
.ops-dash-title { font-size: 12px; font-weight: 600; color: var(--midnight); }
.ops-dash-table { display: flex; flex-direction: column; }
.ops-dash-row {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 8px;
  padding: 6px 0;
  font-size: 9.5px;
  color: var(--midnight);
  border-bottom: 1px solid rgba(11,30,53,0.05);
  align-items: center;
}
.ops-dash-row.head {
  font-family: var(--font-mono);
  font-size: 8.5px;
  font-weight: 600;
  color: var(--pewter);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  border-bottom: 1px solid rgba(11,30,53,0.1);
  padding-bottom: 7px;
}
.ops-dash-row span:first-child { display: flex; align-items: center; gap: 7px; font-weight: 500; }
.ops-dash-row span:first-child i { width: 9px; height: 9px; border-radius: 50%; flex-shrink: 0; }


/* ============================================================
   GLOBAL: NO SHADOWS - design rule
   ============================================================ */
*, *::before, *::after { box-shadow: none !important; }

/* ============================================================
   GLOBAL: BUTTON SYSTEM - design rule
   - Midnight navy primary (#0B1D2E), white ghost with navy border + navy text
   - 8px corner radius (no full pills)
   - 11px / 20px padding, 15px / 600 weight
   ============================================================ */
button,
.btn,
.btn-ghost,
.btn-primary,
.btn-gold,
.btn-large,
input[type="submit"],
input[type="button"],
[role="button"] {
  border-radius: 8px !important;
}


/* ============================================================
   APPROACH CARD VISUALS - REDESIGNED v2
   ============================================================ */

/* === Card 2: Custody (vault statement + shield) === */
.viz-custody-v2 { padding: 0; }
.cust-stage {
  position: absolute; inset: 0; z-index: 2;
  display: flex; align-items: center; justify-content: center; gap: 18px;
  padding: 28px 22px;
}
.cust-vault {
  flex: 1;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 14px 14px 12px;
  box-shadow: 0 12px 28px -16px rgba(11,30,53,0.20), 0 1px 2px rgba(11,30,53,0.05);
  font-family: var(--font-mono);
  font-size: 10.5px;
  color: var(--midnight);
  transform: rotate(-1.6deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .cust-vault { transform: rotate(0deg); }
.cust-vault-head { display: flex; align-items: center; gap: 8px; padding-bottom: 8px; border-bottom: 1px solid rgba(11,30,53,0.08); }
.cust-vault-lock {
  width: 22px; height: 22px; border-radius: 6px;
  background: linear-gradient(135deg, #0E4F66 0%, #1A3A5C 100%);
  color: #FFE9C9;
  display: flex; align-items: center; justify-content: center;
}
.cust-vault-title { font-family: var(--font-display); font-size: 11.5px; font-weight: 600; color: var(--midnight); }
.cust-vault-meta { font-size: 9px; color: var(--pewter); letter-spacing: 0.04em; }
.cust-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 6px 0; border-bottom: 1px dashed rgba(11,30,53,0.08);
  font-size: 10px;
}
.cust-row:last-of-type { border-bottom: none; }
.cust-ok {
  color: #3F6B58; font-weight: 600;
  display: inline-flex; align-items: center; gap: 4px;
}
.cust-ok::before {
  content: ''; width: 5px; height: 5px; border-radius: 50%; background: #3F6B58;
}
.cust-foot {
  display: flex; justify-content: space-between; align-items: baseline;
  margin-top: 6px; padding-top: 6px;
  border-top: 1px solid rgba(11,30,53,0.10);
}
.cust-foot strong { font-family: var(--font-display); font-size: 18px; color: var(--midnight); }
.cust-shield {
  filter: drop-shadow(0 8px 16px rgba(11,30,53,0.18));
  transform: translateY(-4px);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .cust-shield { transform: translateY(-10px) rotate(2deg); }

/* === Card 3: Family Office (consolidated statement + entity pills) === */
.viz-fo { padding: 0; }
.fo-stage {
  position: absolute; inset: 0; z-index: 2;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 12px; padding: 22px 20px;
}
.fo-statement {
  width: 88%;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 14px 14px 12px;
  box-shadow: 0 14px 32px -16px rgba(11,30,53,0.18), 0 1px 2px rgba(11,30,53,0.05);
  font-family: var(--font-mono);
  font-size: 10.5px;
  color: var(--midnight);
  transform: rotate(-1deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .fo-statement { transform: rotate(0deg); }
.fo-statement-head {
  display: flex; justify-content: space-between; align-items: baseline;
  padding-bottom: 8px; border-bottom: 1px solid rgba(11,30,53,0.08);
}
.fo-statement-title { font-family: var(--font-display); font-size: 11.5px; font-weight: 600; color: var(--midnight); }
.fo-statement-meta { font-size: 9px; color: var(--pewter); letter-spacing: 0.04em; text-transform: uppercase; }
.fo-row {
  display: flex; justify-content: space-between; align-items: center;
  padding: 5px 0; font-size: 10px;
}
.fo-row.total { padding-top: 8px; }
.fo-row.total strong { font-family: var(--font-display); font-size: 13px; color: var(--midnight); }
.fo-divider { height: 1px; background: rgba(11,30,53,0.10); margin: 4px 0; }
.fo-stack {
  display: flex; gap: 6px; flex-wrap: wrap; justify-content: center;
}
.fo-card-pill {
  padding: 5px 10px; border-radius: 999px;
  font-family: var(--font-mono); font-size: 10px; font-weight: 600;
  letter-spacing: 0.04em;
  border: 1px solid var(--border); background: var(--white);
  color: var(--midnight);
  box-shadow: 0 4px 10px -6px rgba(11,30,53,0.20);
}
.fo-card-pill.blue { background: linear-gradient(135deg, #1A3A5C 0%, #0E4F66 100%); color: #FFE9C9; border-color: transparent; }
.fo-card-pill.gold { background: linear-gradient(135deg, #C4A265 0%, #E5B776 100%); color: var(--midnight); border-color: transparent; }

/* === Card 4: Deal Participation (deal pipeline + IRR flag) === */
.viz-deal-v2 { padding: 0; }
.deal-stage {
  position: absolute; inset: 0; z-index: 2;
  display: flex; align-items: center; justify-content: center;
  padding: 22px 18px;
}
.deal-pipe {
  flex: 1;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 12px 12px 10px;
  box-shadow: 0 14px 32px -16px rgba(11,30,53,0.18);
  font-family: var(--font-mono);
  transform: rotate(-1.5deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .deal-pipe { transform: rotate(0); }
.deal-pipe-head {
  font-family: var(--font-display);
  font-size: 11px; font-weight: 600; color: var(--midnight);
  padding-bottom: 8px; border-bottom: 1px solid rgba(11,30,53,0.08);
  margin-bottom: 6px;
}
.deal-pipe-row {
  display: flex; align-items: center; gap: 8px;
  padding: 6px 0; border-bottom: 1px dashed rgba(11,30,53,0.06);
}
.deal-pipe-row:last-child { border-bottom: none; }
.deal-dot {
  width: 7px; height: 7px; border-radius: 50%; flex-shrink: 0;
  background: var(--pewter);
}
.deal-pipe-row.live .deal-dot { background: #3F6B58; box-shadow: 0 0 0 3px rgba(63,107,88,0.18); }
.deal-pipe-row.review .deal-dot { background: #C4A265; box-shadow: 0 0 0 3px rgba(196,162,101,0.20); }
.deal-pipe-row.closed .deal-dot { background: #B8C7D4; }
.deal-pipe-meta { flex: 1; min-width: 0; }
.deal-pipe-name { font-size: 10.5px; font-weight: 600; color: var(--midnight); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.deal-pipe-tag { font-size: 9px; color: var(--pewter); letter-spacing: 0.03em; }
.deal-pipe-status {
  font-size: 9px; font-weight: 700; letter-spacing: 0.06em; text-transform: uppercase;
  padding: 3px 8px; border-radius: 999px;
}
.deal-pipe-row.live .deal-pipe-status { background: rgba(63,107,88,0.12); color: #3F6B58; }
.deal-pipe-row.review .deal-pipe-status { background: rgba(196,162,101,0.18); color: #7B6435; }
.deal-pipe-row.closed .deal-pipe-status { background: rgba(11,30,53,0.06); color: var(--pewter); }
.deal-flag {
  position: absolute;
  top: 18px; right: 22px;
  background: linear-gradient(135deg, #C4A265 0%, #7B6435 100%);
  color: var(--white);
  padding: 10px 14px;
  border-radius: 10px;
  box-shadow: 0 14px 30px -12px rgba(196,162,101,0.50);
  text-align: center;
  transform: rotate(4deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-card:hover .deal-flag { transform: rotate(0deg) scale(1.04); }
.deal-flag-num { font-family: var(--font-display); font-size: 18px; font-weight: 700; line-height: 1; }
.deal-flag-label { font-family: var(--font-mono); font-size: 8.5px; letter-spacing: 0.10em; text-transform: uppercase; opacity: 0.85; margin-top: 2px; }

/* === Card 5: Tax & Estate (jurisdictional doc + flags) === */
.viz-tax { padding: 0; }
.tax-stage {
  position: absolute; inset: 0; z-index: 2;
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  gap: 14px; padding: 22px 20px;
}
.tax-doc {
  width: 86%;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 14px;
  box-shadow: 0 14px 32px -16px rgba(11,30,53,0.18);
  font-family: var(--font-mono);
  font-size: 10.5px;
  color: var(--midnight);
  transform: rotate(-1deg);
  transition: transform 0.6s cubic-bezier(0.2,0.8,0.2,1);
  position: relative;
}
.approach-card:hover .tax-doc { transform: rotate(0); }
.tax-doc-head {
  display: flex; justify-content: space-between; align-items: center;
  padding-bottom: 8px; border-bottom: 1px solid rgba(11,30,53,0.08);
  margin-bottom: 4px;
}
.tax-doc-title { font-family: var(--font-display); font-size: 11.5px; font-weight: 600; }
.tax-doc-stamp {
  font-family: var(--font-mono); font-size: 9px; font-weight: 700; letter-spacing: 0.10em;
  color: #3F6B58;
  border: 1.2px solid #3F6B58;
  padding: 2px 6px;
  border-radius: 3px;
  text-transform: uppercase;
  transform: rotate(-4deg);
}
.tax-doc-row { display: flex; justify-content: space-between; padding: 4px 0; font-size: 10px; }
.tax-doc-row strong { font-family: var(--font-display); font-size: 11.5px; }
.tax-doc-divider { height: 1px; background: rgba(11,30,53,0.10); margin: 4px 0; }
.tax-flags { display: flex; gap: 8px; }
.tax-flag {
  width: 36px; height: 26px;
  border-radius: 4px;
  display: flex; align-items: center; justify-content: center;
  font-family: var(--font-mono);
  font-size: 10px; font-weight: 700; letter-spacing: 0.04em;
  color: var(--white);
  box-shadow: 0 4px 12px -4px rgba(11,30,53,0.30);
  transition: transform 0.4s ease;
}
.tax-flag.ky { background: linear-gradient(135deg, #0E4F66 0%, #1A3A5C 100%); }
.tax-flag.us { background: linear-gradient(135deg, #1A3A5C 0%, #2E6B8A 100%); }
.tax-flag.uk { background: linear-gradient(135deg, #2E6B8A 0%, #4A9BB5 100%); }
.tax-flag.eu { background: linear-gradient(135deg, #C4A265 0%, #E5B776 100%); color: var(--midnight); }
.approach-card:hover .tax-flag { transform: translateY(-2px); }
.approach-card:hover .tax-flag.ky { transform: translateY(-4px); }


/* ============================================================
   APPROACH CARD VISUALS - STYLIZED PHOTO TREATMENT
   Each card uses a stock photo with a branded duotone overlay
   so 6 different images feel like one cohesive system.
   ============================================================ */
.viz-photo {
  position: relative;
  overflow: hidden;
  padding: 0;
  background: var(--midnight);
}
.viz-photo::before {
  /* the image */
  content: '';
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transition: transform 1.2s cubic-bezier(0.2,0.8,0.2,1);
  z-index: 1;
}
.viz-photo::after {
  display: none;
}
.approach-card:hover .viz-photo::before {
  transform: scale(1.04);
}

/* Tone-specific accent: a thin top edge in brand gold for hierarchy */
.viz-photo .viz-photo-edge,
.viz-photo::before { /* keep existing */ }

/* Per-card stock imagery (Unsplash, hosted locally) - chosen for thematic fit */
/* 01 Investment Management - financial-district skyline */
.viz-photo-investments::before {
  background-image: url('img/v2/investments.jpg');
}
/* 02 Custody - classical bank columns / vault */
.viz-photo-custody::before {
  background-image: url('img/v2/custody.jpg');
}
/* 03 Family Office - library / mahogany shelves */
.viz-photo-family::before {
  background-image: url('img/v2/family.jpg');
}
/* 04 Deal Participation - handshake / boardroom */
.viz-photo-deals::before {
  background-image: url('img/v2/deals.jpg');
}
/* 05 Tax & Estate - Cayman coastline / global jurisdictions */
.viz-photo-tax::before {
  background-image: url('img/v2/tax.jpg');
}
/* 06 Operational Rigor - precision watch mechanism / clockwork */
.viz-photo-ops::before {
  background-image: url('img/v2/ops.jpg');
}

/* Tone-specific accent overlays disabled (overlays removed per request) */

/* Subtle accent strokes (linear gradients only) for branding */
.viz-photo {
  box-shadow: inset 0 0 0 1px rgba(255,255,255,0.06);
}
.viz-photo-family,
.viz-photo-ops {
  background: linear-gradient(180deg, #1A3A5C, #0B1E35);
}
.viz-photo-investments {
  background: transparent;
}


/* ============================================================
   APPROACH MODAL - bottom-up sheet + branded gradient backdrop
   ============================================================ */
.approach-modal-backdrop {
  position: fixed; inset: 0; z-index: 90;
  background:
    linear-gradient(135deg, rgba(11,30,53,0.55) 0%, rgba(26,58,92,0.40) 40%, rgba(196,162,101,0.30) 100%),
    linear-gradient(180deg, rgba(11,30,53,0.20) 0%, rgba(11,30,53,0.55) 100%);
  backdrop-filter: blur(8px) saturate(120%);
  -webkit-backdrop-filter: blur(8px) saturate(120%);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.45s cubic-bezier(0.2,0.8,0.2,1);
}
.approach-modal-backdrop.is-open {
  opacity: 1;
  pointer-events: auto;
}
.approach-modal-wrap {
  position: fixed; inset: 0; z-index: 100;
  display: flex; align-items: flex-end; justify-content: center;
  padding: 0;
  pointer-events: none;
}
.approach-modal-wrap.is-open { pointer-events: auto; }
.approach-modal {
  position: relative;
  width: min(1180px, 96vw);
  height: auto;
  max-height: 86vh;
  background: var(--white);
  border-radius: 18px 18px 0 0;
  box-shadow: 0 -30px 80px -20px rgba(11,30,53,0.40), 0 -8px 24px -8px rgba(11,30,53,0.18);
  overflow: hidden;
  transform: translateY(100%);
  opacity: 1;
  transition: transform 0.55s cubic-bezier(0.22, 1, 0.36, 1);
  display: flex;
  flex-direction: column;
}
.approach-modal-wrap.is-open .approach-modal {
  transform: translateY(0);
}
.approach-modal-close {
  position: absolute;
  top: 18px; right: 18px;
  width: 36px; height: 36px;
  display: flex; align-items: center; justify-content: center;
  border-radius: 8px;
  background: rgba(255,255,255,0.95);
  border: 1px solid var(--border);
  color: var(--midnight);
  cursor: pointer;
  z-index: 5;
  box-shadow: 0 4px 12px -4px rgba(11,30,53,0.15);
  transition: background 0.18s ease, border-color 0.18s ease, transform 0.18s ease;
}
.approach-modal-close:hover {
  background: var(--midnight);
  color: var(--white);
}
.approach-modal-inner {
  display: block;
  flex: 1;
  min-height: 0;
  overflow-y: auto;
  overflow-x: hidden;
}

/* ============================================================
   APPROACH MODAL - DOC-STYLE LONG CONTENT
   ============================================================ */

/* Hero */
.amod-hero {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 0;
  border-bottom: 1px solid var(--border);
}
.amod-hero-text {
  padding: 64px 56px 52px;
  display: flex; flex-direction: column; gap: 16px;
}
.amod-eyebrow {
  font-family: var(--font-mono);
  font-size: 11px; font-weight: 600;
  letter-spacing: 0.18em; text-transform: uppercase;
  color: var(--pewter);
}
.amod-title {
  font-family: var(--font-display);
  font-size: 38px; line-height: 1.1;
  font-weight: 600; letter-spacing: -0.025em;
  color: var(--midnight);
  margin: 0;
  max-width: 18ch;
}
.amod-sub {
  font-size: 16px; line-height: 1.55;
  color: var(--pewter);
  margin: 0;
  max-width: 52ch;
}
.amod-cta { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 8px; }
.amod-hero-photo {
  min-height: 360px;
  border-left: 1px solid var(--border);
}

/* Stats strip */
.amod-stats-strip {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  background: var(--white);
}
.amod-stat-cell {
  padding: 28px 32px;
  border-right: 1px solid var(--border);
}
.amod-stat-cell:last-child { border-right: none; }
.amod-stat-num {
  font-family: var(--font-display);
  font-size: 36px; font-weight: 600; line-height: 1;
  color: var(--midnight);
  letter-spacing: -0.02em;
}
.amod-stat-label {
  font-size: 13px; color: var(--pewter);
  margin-top: 8px; line-height: 1.4;
}

/* Generic section */
.amod-section {
  padding: 56px 56px 52px;
  border-bottom: 1px solid var(--border);
  background: var(--white);
}
.amod-section-head {
  display: flex; align-items: baseline; gap: 14px;
  margin-bottom: 28px;
}
.amod-section-num {
  font-family: var(--font-mono);
  font-size: 12px; font-weight: 600;
  letter-spacing: 0.10em;
  color: var(--gold-dark, #7B6435);
}
.amod-section-num.light { color: var(--gold, #C4A265); }
.amod-section-title {
  font-family: var(--font-display);
  font-size: 22px; font-weight: 600; letter-spacing: -0.015em;
  color: var(--midnight);
  margin: 0;
}
.amod-section-title.light { color: var(--ivory); }

/* Capabilities grid - column count varies by .amod-cap-grid--N */
.amod-cap-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
}
.amod-cap-grid--2 { grid-template-columns: repeat(2, 1fr); }
.amod-cap-grid--3 { grid-template-columns: repeat(3, 1fr); }
.amod-cap-grid--4 { grid-template-columns: repeat(2, 1fr); }
.amod-cap-card {
  padding: 24px 26px;
  background: var(--white);
}
.amod-cap-title {
  font-family: var(--font-display);
  font-size: 16px; font-weight: 600;
  color: var(--midnight);
  margin: 0 0 8px;
}
.amod-cap-desc {
  font-size: 14px; line-height: 1.55;
  color: var(--pewter);
  margin: 0;
}

/* Dark "How it works" section */
.amod-section-dark {
  background: linear-gradient(180deg, var(--midnight) 0%, #08182C 100%);
  color: var(--ivory);
}
.amod-steps {
  list-style: none; padding: 0; margin: 0;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  background: rgba(255,255,255,0.08);
  border-radius: 12px;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.10);
}
.amod-step {
  display: flex; gap: 18px;
  padding: 26px 28px;
  background: linear-gradient(180deg, rgba(255,255,255,0.02) 0%, rgba(255,255,255,0) 100%);
}
.amod-step-num {
  font-family: var(--font-mono);
  font-size: 13px; font-weight: 600;
  letter-spacing: 0.08em;
  color: var(--gold, #C4A265);
  padding-top: 4px;
  flex-shrink: 0;
}
.amod-step-body { flex: 1; }
.amod-step-title {
  font-family: var(--font-display);
  font-size: 16px; font-weight: 600;
  color: var(--ivory);
  margin: 0 0 6px;
}
.amod-step-desc {
  font-size: 13.5px; line-height: 1.55;
  color: rgba(255,255,255,0.70);
  margin: 0;
}

/* Quote section */
.amod-quote-section {
  padding: 64px 56px 60px;
  border-bottom: 1px solid var(--border);
  background: linear-gradient(180deg, #FAF6EC 0%, var(--white) 100%);
  text-align: left;
  max-width: 100%;
}
.amod-quote-mark {
  width: 32px; height: 26px;
  color: var(--gold, #C4A265);
  margin-bottom: 18px;
}
.amod-quote {
  font-family: var(--font-display);
  font-size: 26px; line-height: 1.35;
  font-weight: 500; letter-spacing: -0.015em;
  color: var(--midnight);
  margin: 0 0 16px;
  max-width: 32ch;
}
.amod-quote-cite {
  font-family: var(--font-mono);
  font-size: 12px; letter-spacing: 0.06em;
  color: var(--pewter);
  font-style: normal;
}

/* Footer CTA */
.amod-footer-cta {
  padding: 44px 56px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 24px; flex-wrap: wrap;
  background: var(--midnight);
  color: var(--ivory);
}
.amod-footer-cta-text h3 {
  font-family: var(--font-display);
  font-size: 22px; font-weight: 600; letter-spacing: -0.015em;
  margin: 0 0 4px; color: var(--ivory);
}
.amod-footer-cta-text p {
  margin: 0;
  font-size: 14px;
  color: rgba(255,255,255,0.70);
}
.amod-footer-cta .btn-primary {
  background: var(--gold, #C4A265);
  color: var(--midnight);
  border-color: var(--gold, #C4A265);
}
.amod-footer-cta .btn-primary:hover {
  background: #E5B776;
  border-color: #E5B776;
}

/* Responsive */
@media (max-width: 880px) {
  .amod-hero { grid-template-columns: 1fr; }
  .amod-hero-text { padding: 44px 28px 32px; }
  .amod-title { font-size: 28px; }
  .amod-hero-photo { min-height: 220px; border-left: none; border-top: 1px solid var(--border); }
  .amod-stats-strip { grid-template-columns: 1fr; }
  .amod-stat-cell { border-right: none; border-bottom: 1px solid var(--border); }
  .amod-stat-cell:last-child { border-bottom: none; }
  .amod-section { padding: 44px 28px 36px; }
  .amod-cap-grid,
  .amod-cap-grid--2,
  .amod-cap-grid--3,
  .amod-cap-grid--4 { grid-template-columns: 1fr; }
  .amod-steps { grid-template-columns: 1fr; }
  .amod-quote-section { padding: 44px 28px; }
  .amod-quote { font-size: 20px; }
  .amod-footer-cta { padding: 32px 28px; }
}


/* ============================================================
   STATS TABS + ANIMATED STAGE
   ============================================================ */
.stats-tabs {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  margin-top: 56px;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  background: var(--white);
}
.stats-tab {
  position: relative;
  padding: 28px 28px 32px;
  text-align: left;
  border: none;
  border-right: 1px solid var(--border);
  background: transparent;
  cursor: pointer;
  display: flex;
  flex-direction: column;
  gap: 10px;
  font: inherit;
  color: inherit;
  transition: background 0.25s ease;
}
.stats-tab:last-child { border-right: none; }
.stats-tab:hover { background: rgba(196,162,101,0.04); }
.stats-tab .stat-num {
  font-family: var(--font-display);
  font-size: clamp(40px, 4.2vw, 56px);
  font-weight: 500;
  letter-spacing: -0.04em;
  color: var(--pewter);
  font-variant-numeric: tabular-nums;
  line-height: 1;
  transition: color 0.3s ease;
}
.stats-tab .stat-label {
  font-size: 13px;
  color: var(--pewter);
  line-height: 1.45;
  max-width: 220px;
  transition: color 0.3s ease;
}
.stats-tab.is-active .stat-num { color: var(--midnight); }
.stats-tab.is-active .stat-label { color: var(--slate); }
.stats-tab-underline {
  position: absolute;
  bottom: -1px; left: 0; right: 0;
  height: 2px;
  background: var(--gold);
  transform: scaleX(0);
  transform-origin: left center;
  transition: transform 0.45s cubic-bezier(0.2,0.8,0.2,1);
}
.stats-tab.is-active .stats-tab-underline { transform: scaleX(1); }

/* Stage */
.stats-stage {
  position: relative;
  margin-top: 0;
  background:
    radial-gradient(ellipse at 50% 60%, rgba(196,162,101,0.10) 0%, rgba(196,162,101,0) 55%),
    radial-gradient(ellipse at 50% 30%, rgba(168,210,232,0.18) 0%, rgba(168,210,232,0) 55%),
    var(--white);
  border-bottom: 1px solid var(--border);
  height: 540px;
  overflow: hidden;
  transition: background 0.5s ease;
}
.stats-stage.theme-dark {
  background:
    radial-gradient(ellipse at 50% 60%, rgba(196,162,101,0.16) 0%, rgba(196,162,101,0) 55%),
    radial-gradient(ellipse at 50% 30%, rgba(26,58,92,0.45) 0%, rgba(26,58,92,0) 55%),
    var(--midnight);
}
.stats-panel {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transform: scale(0.985);
  filter: blur(3px);
  transition:
    opacity 0.7s cubic-bezier(0.2,0.8,0.2,1),
    transform 0.9s cubic-bezier(0.2,0.8,0.2,1),
    filter 0.55s ease;
  will-change: opacity, transform, filter;
}
.stats-panel.is-active {
  opacity: 1;
  pointer-events: auto;
  transform: scale(1);
  filter: blur(0);
}
.stats-canvas {
  width: 100%;
  height: 100%;
  display: block;
}
.stats-panel-caption {
  position: absolute;
  left: 24px; bottom: 18px;
  display: flex; flex-direction: column; gap: 4px;
  text-align: left;
  pointer-events: none;
  /* Sit on a soft chip so canvas hairlines & corner ticks don't crash through the type */
  background: linear-gradient(to right, var(--ivory) 0%, var(--ivory) 70%, rgba(251,250,247,0) 100%);
  padding: 10px 28px 10px 14px;
  border-radius: 4px;
  z-index: 2;
}
.stats-stage.theme-dark .stats-panel-caption {
  background: linear-gradient(to right, rgba(11,29,46,0.92) 0%, rgba(11,29,46,0.92) 70%, rgba(11,29,46,0) 100%);
}
.stats-caption-eyebrow {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-dark);
}
.stats-stage.theme-dark .stats-caption-eyebrow { color: var(--gold); }
.stats-caption-text {
  font-size: 14px;
  font-weight: 500;
  color: var(--midnight);
  letter-spacing: -0.005em;
}
.stats-stage.theme-dark .stats-caption-text { color: var(--ivory); }

@media (max-width: 880px) {
  .stats-tabs { grid-template-columns: repeat(2, 1fr); }
  .stats-tab { border-bottom: 1px solid var(--border); padding: 20px 18px 24px; }
  .stats-tab:nth-child(2) { border-right: none; }
  .stats-tab .stat-num { font-size: 34px; }
  .stats-stage { height: 360px; }
  .stats-panel-caption { left: 18px; bottom: 14px; }
}

/* ============================================================
   CLIENT PORTAL OVERLAY
   Carried over from prior site/index.html. Dark full-screen
   modal triggered by [data-open-portal], dismissed by
   [data-close-portal] or Escape.
   ============================================================ */
.portal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 9999;
  background: var(--midnight);
  overflow-y: auto;
  color: var(--white);
}
.portal-overlay.active { display: block; }
.portal-bar {
  position: sticky;
  top: 0;
  z-index: 100;
  padding: 0 48px;
  height: 68px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: rgba(11, 29, 46, 0.95);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid rgba(196, 162, 101, 0.08);
}
.portal-bar svg { width: 150px; height: auto; }
.portal-close {
  font-family: 'Inter', 'DM Sans', sans-serif;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--pewter);
  background: none;
  border: none;
  cursor: pointer;
  transition: color 0.3s;
}
.portal-close:hover { color: var(--gold); }
.portal-body {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-height: calc(100vh - 68px);
  text-align: center;
  padding: 60px 32px;
}
.portal-body > svg { width: 44px; height: auto; margin-bottom: 24px; }
.portal-body h2 {
  font-family: 'Cormorant Garamond', serif;
  font-size: 32px;
  font-weight: 300;
  color: var(--white);
  margin-bottom: 8px;
}
.portal-body .sub { font-size: 14px; color: var(--pewter); margin-bottom: 32px; }
.portal-card {
  max-width: 480px;
  background: rgba(19, 45, 70, 0.35);
  border: 1px solid rgba(196, 162, 101, 0.1);
  border-radius: 4px;
  padding: 40px;
}
.portal-card p { font-size: 15px; color: var(--pearl); line-height: 1.8; margin-bottom: 20px; }
.portal-card .small { font-size: 13px; color: var(--pewter); line-height: 1.7; margin-bottom: 28px; }
.portal-card .divider { border-top: 1px solid rgba(196, 162, 101, 0.12); padding-top: 20px; }
.portal-card .divider .lbl {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 6px;
}
.portal-card .divider a { color: var(--pearl); text-decoration: none; font-size: 14px; }
.portal-card .divider a:hover { color: var(--gold); }

@media (max-width: 640px) {
  .portal-bar { padding: 0 24px; }
}